car insurance

[Brandon Chng]

i've been looking around for car insurance and the online quotations are all for renewals only. where can i get free quotations for first timer applications?

[protyne]

Try this : http://www.aviva.com.sg/car-insurance/index.html

[chiadennis]

I just bought my insurance from aviva too. so much cheaper than my axa. how much cheaper, about 35% less.

[leonmike]

First timer's insurance are always ex.. becoz you got 0 NCB for a start...

[jsec1992]

Call Citibank and ask for quote. I've Tokio Marine from them. Lowest quote although there are some exceptions but I can live with them.

[BullTerrier]

If you staying around Orchard Rd or Bukit Timah pls opt for flood coverage hahah... all the best with the hunt.

[leonmike]

If you staying around Orchard Rd or Bukit Timah pls opt for flood coverage hahah... all the best with the hunt.

Yah opt for flood coverage....necessary but don't need to opt for EARTHQUAKES coverage.... or is it necessary as well ?????

[Brandon Chng]

thanks for the headsup guys. very useful links there. i was wondering if it is wise to get the car under my dad's name? i can potentially save up to 60% or more on insurance...

[BullTerrier]

You could do that but usually if the named drivers are first timers, your dad's policy will be adjusted as well or coverage restricted. You should get your own since you need to start building a track record anyway - if the car is not new or too expensive the premium will be manageable even if you have 0 NCD.

Had a friend who drove her BMW through a flash flood in Malaysia and it was a good thing her policy covers flooding so her entire engine and gearbox was replaced. Not all policies provide this so you should check on this.

Sometime last year wifey drove through a red light and whacked her car pretty bad. Repair cost 30K but we had a NCD protector so her 50% NCD was intact though of course her renewal premium went up by a bit. It was a hobson's choice.

[Sunstorm]

thanks for the headsup guys. very useful links there. i was wondering if it is wise to get the car under my dad's name? i can potentially save up to 60% or more on insurance...

Congrats on getting your very first set of wheels! Yes, you can save the money on insurance but your dad has to name you as one of the drivers.

Also the car also affects the cost of insurance. For some odd reason, all the insurers I got a quote from quoted me high for my mitsubishi lancer while my pal's corolla got soo much cheaper! maybe lancer is well known for being a beng car which gets in more accidents....

[Brandon Chng]

could i just confirm that the ncd from a single person can only be used on a single car? eg: my dad already has one car, can he use his ncd to buy mine?

[protyne]

One person is only entitled to one NCD. Your car under your dad's name will not enjoy the current NCD he has.

[Brandon Chng]

thanks guys, got my insurance and ride settled.

[CoolMX]

thanks guys, got my insurance and ride settled.

Well Done. rear wheel drive good to slide around, be very careful when coming around bends and curves. Unless you are practicing sliding. Yeah..

Cheers
Cool

[Brandon Chng]

Well Done. rear wheel drive good to slide around, be very careful when coming around bends and curves. Unless you are practicing sliding. Yeah..

Cheers
Cool

hm...not intending to slide around...might be very costly to do so. i just changed out the sound system...everything is near perfect now. very good fc also